FAQ
Partner visa: questions Indian applicants ask
Direct answer
Reviewed by UK Visa Desk counselling team, Visa counsellors, Pro Lifeset Overseas Pvt Ltd, Patiala. Licence 849/DC/PTA/PLA/LC-3/2024. Last verified .
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Questions and answers
What is the total cost of a UK spouse visa from India in 2026?ShowHide
The Home Office fee is £2,064 plus £3,105 health surcharge for the 33-month visa, so £5,169 before the TB test, the A1 English test, VFS add-ons and any priority fee. Our fee calculator converts the total to rupees at today's rate.
My husband earns less than £29,000. Can we still apply?ShowHide
Yes, if cash savings cover the gap: £16,000 plus 2.5 times the shortfall, held for 6 months in either partner's name. On £24,000 income the shortfall is £5,000, so you need £28,500 in savings. Use the spouse income checker to run your own figures.
Does the £18,600 rule still apply to anyone?ShowHide
Only to people who were already on the partner route before 11 April 2024, when they extend or settle. A first application from India today must meet £29,000. The Migration Advisory Committee suggested £23,000 to £25,000, but the government has not changed the rule.
Can my own income in India count?ShowHide
No. Only the UK sponsor's income counts for an entry clearance application, unless you have a confirmed UK job offer with a start date within 3 months, which is rare. Your Indian savings do count towards the cash savings route.
Which English test do I need and where can I take it in Punjab?ShowHide
A1 Speaking and Listening from an approved SELT provider: IELTS Life Skills A1, LanguageCert, PTE Home A1, Skills for English or Trinity. Centres operate in Chandigarh, Jalandhar, Ludhiana and Amritsar. Our English lookup lists the current ones.
We had an arranged marriage and lived together for two weeks. Is that enough?ShowHide
Yes, if the file shows the relationship continuing since. Officers expect the engagement and wedding record, the sponsor's visit, daily contact afterwards, money sent home and plans for the future. A thin file after the wedding is the usual reason a Punjab spouse case fails.
How long does the spouse visa take from India?ShowHide
The Home Office target is 12 weeks after biometrics. Priority, when available at VFS centres in India, costs £500 and aims for about 30 working days. Settlement cases are not eligible for super priority.
When can I settle, and what is the 10-year route?ShowHide
On the 5-year route you extend after 33 months and apply for indefinite leave to remain after 5 years, with B1 English and the Life in the UK test. If you cannot meet the income or English rules but refusal would breach family life, you may get the 10-year route, with settlement only after 10 years and more renewals.
Can I work on the Partner visa?ShowHide
Yes, any job, with no sponsor needed, from the day you arrive. You can also study. You cannot claim public funds.
If refused, can I appeal from India?ShowHide
Yes. Partner refusals carry a right of appeal to the First-tier Tribunal on human rights grounds. Appeals from outside the UK can take a year or more. Our refusal decoder shows which paragraphs were cited and whether a fresh application would be faster.
Tools
Spouse income checker
Salary, savings or a mix: which financial route clears the threshold.
English requirement lookup
The CEFR level for your route and the SELT centres near you.
Fee calculator in rupees
Every Home Office fee and the health surcharge, totalled in rupees at a dated rate.
Processing times tracker
Standard, priority and super priority times for Indian applicants, updated monthly.
Refusal reason decoder
Paste the paragraph from your refusal letter and read what it means.
Related routes
- Punjab licence: 849/DC/PTA/PLA/LC-3/2024valid to 22 July 2029
- CIN: U52291PB2024PTC060508Pro Lifeset Overseas Pvt Ltd
Pro Lifeset Overseas Pvt Ltd, licence 849/DC/PTA/PLA/LC-3/2024. Applicants outside the UK only; applicants in the UK are referred to a regulated adviser.