Eligibility
Partner visa eligibility for Indian applicants, 2026
Direct answer
Reviewed by UK Visa Desk counselling team, Visa counsellors, Pro Lifeset Overseas Pvt Ltd, Patiala. Licence 849/DC/PTA/PLA/LC-3/2024. Last verified .
Conditions, in the order officers check them
Meet every line, with evidence; a single missing condition is a refusal, not a request for more documents.
- 1Your partner is a British citizen, settled in the UK (ILR or settled status), or holds refugee or humanitarian protection status
- 2You are married or in a civil partnership recognised in the UK, or have lived together in a relationship like marriage for at least 2 years
- 3The relationship is genuine and subsisting, you have met in person, and you both intend to live together permanently in the UK
- 4Financial requirement: the sponsor earns at least £29,000 gross a year (the £18,600 figure still applies to applicants already on the route before 11 April 2024), or you hold enough cash savings
- 5Cash savings can replace income: £16,000 plus 2.5 times the shortfall, held for 6 months; for example £16,000 plus £72,500 if there is no income
- 6English at CEFR A1 for the first visa, from an approved Secure English Language Test, unless you hold a degree taught in English with an Ecctis confirmation
- 7Adequate accommodation that is not overcrowded, owned or occupied exclusively by the family
- 8A clear tuberculosis certificate from a Home Office approved clinic in India, and no Part 9 suitability issues
Thresholds from the datasets
- English level
- CEFR A1 (entry clearance (first 33 months)); Appendix FM E-ECP.4.1. SELT at A1 or a degree taught in English (Ecctis confirmation).
- Minimum income
- £29,000 a year, or cash savings of £88,500 (floor £16,000 plus 2.5 times the shortfall)
Maintenance verified 8 October 2026; English verified 8 October 2026.
Related questions
What is the total cost of a UK spouse visa from India in 2026?ShowHide
The Home Office fee is £2,064 plus £3,105 health surcharge for the 33-month visa, so £5,169 before the TB test, the A1 English test, VFS add-ons and any priority fee. Our fee calculator converts the total to rupees at today's rate.
My husband earns less than £29,000. Can we still apply?ShowHide
Yes, if cash savings cover the gap: £16,000 plus 2.5 times the shortfall, held for 6 months in either partner's name. On £24,000 income the shortfall is £5,000, so you need £28,500 in savings. Use the spouse income checker to run your own figures.
Does the £18,600 rule still apply to anyone?ShowHide
Only to people who were already on the partner route before 11 April 2024, when they extend or settle. A first application from India today must meet £29,000. The Migration Advisory Committee suggested £23,000 to £25,000, but the government has not changed the rule.
Tools
Spouse income checker
Salary, savings or a mix: which financial route clears the threshold.
English requirement lookup
The CEFR level for your route and the SELT centres near you.
Fee calculator in rupees
Every Home Office fee and the health surcharge, totalled in rupees at a dated rate.
Processing times tracker
Standard, priority and super priority times for Indian applicants, updated monthly.
Refusal reason decoder
Paste the paragraph from your refusal letter and read what it means.
Related routes
- Punjab licence: 849/DC/PTA/PLA/LC-3/2024valid to 22 July 2029
- CIN: U52291PB2024PTC060508Pro Lifeset Overseas Pvt Ltd
Pro Lifeset Overseas Pvt Ltd, licence 849/DC/PTA/PLA/LC-3/2024. Applicants outside the UK only; applicants in the UK are referred to a regulated adviser.