Student visa: questions Indian applicants ask

Tuition still owed for the first year, as shown on the CAS, plus £1,529 a month in London or £1,171 a month outside London, for up to 9 months. That is £13,761 in London and £10,539 outside London for a 9-month course, on top of unpaid tuition. From 30 November 2026 the monthly figures are expected to be £1,570 and £1,203. Our maintenance calculator applies the right figure for your application date.

The closing balance must stay at or above the required amount for every one of the 28 days before the final balance date. One day below the line resets the clock. The statement must also be no more than 31 days old when you submit the online form.

Yes, if the loan is sanctioned, not just approved in principle, and the letter is from a bank regulated by the Reserve Bank of India. The letter should state your name, the amount, the course and that funds will be released. NBFC loans are accepted only where the lender meets the Home Office's definition of a regulated financial institution, so ask us before you rely on one.

Only if you are on a PhD or other doctoral course, a research-based postgraduate course, or you are a government-sponsored student on a course of at least 6 months. Taught master's students have not been able to bring dependants since January 2024.

Since 1 June 2026 a sponsor loses its licence if more than 5 percent of its CAS holders are refused a visa. Universities now run their own funds and credibility checks before issuing a CAS so that weak files never reach the Home Office. Pass the university's check and the visa itself becomes much safer.

Why this course, why this university, why the UK, what the course costs, how you will fund it, what you studied before, what you did during any gap, and what you plan after graduating. Answers are compared with your CAS and your bank papers. We run a mock interview for ₹6,999 if you want practice.

£776 a year at the student rate, charged for the full length of the visa including the extra months after the course. A 1-year master's with a 4-month wrap-up period is charged as 18 months, so about £1,164. The fee calculator works this out for your course dates.

Yes if you apply for the Graduate visa before 1 January 2027. Applications made on or after that date get 18 months, except PhD graduates who keep 3 years. Our Graduate planner shows which side of the line your course end date puts you on.

The standard service is 3 weeks from biometrics. Priority of 5 working days is sold at VFS centres when it is available. Apply up to 6 months before the course starts and do not book flights until the decision arrives.

Yes, there is no appeal but there is no waiting period either. The refusal letter cites the paragraph that failed, usually funds or credibility. Paste it into our refusal decoder, fix the exact point, and reapply with a new CAS from the sponsor.