Worked example
Fiancé or proposed civil partner visa: a worked example from Punjab with real numbers
Direct answer
Reviewed by UK Visa Desk counselling team, Visa counsellors, Pro Lifeset Overseas Pvt Ltd, Patiala. Licence 849/DC/PTA/PLA/LC-3/2024. Last verified .
In practice
Example: an Amritsar teacher marrying her fiancé in Southall
A file like the ones the desk prepares; the figures are from the datasets and dated.
The situation
Priya Sharma, 27, is a fictional teacher at a private school in Amritsar. Her fiancé Rohan, a British citizen and accounts assistant in Southall, was introduced through family in 2025, and the roka took place in Amritsar in March 2026. Rohan's parents are elderly and cannot travel, so the Hindu ceremony at a registered temple and the civil registration are set for Southall in April 2027. Rohan has been with his employer since 2022 on £2,500 gross a month, and the couple will live with his parents in a 3-bedroom house with an inspection report. Priya passed PTE Home A1 at an Amritsar centre and holds ₹4 lakh of her own savings for the months she cannot work. They apply in October 2026, 6 months before the wedding.
| Item | Figure |
|---|---|
| Visa fee | £2,064, about ₹2,73,129 |
| Immigration Health Surcharge at this stage | £0 for a 6-month visa applied for outside the UK |
| Surcharge payable later at the in-UK Partner switch, 30 months | £2,587.50, about ₹3,42,404 |
| Sponsor's gross annual salary (12 payslips at £2,500) | £30,000, about ₹39,69,900 |
| Minimum income requirement | £29,000, about ₹38,37,570 |
| Her own savings for the months without work | ₹4,00,000 |
| Months without work after arrival | Up to 6, until the Partner visa is granted |
| Priority settlement service | £500, about ₹66,165, usually 30 working days; not chosen |
| Gap between application and wedding date | 6 months, against a recommended minimum of 5 |
Outcome
The visa is granted for 6 months, and after the wedding Priya applies in the UK for leave as a partner. The wedding plan is proved by the temple booking and the register office notice appointment, the income pack is in the Appendix FM-SE format, and the relationship history runs from the family introduction to the present. The same file would have been refused for no credible wedding plan if the temple were not registered for marriages and no civil notice had been booked. It would have failed E-ECP.3.1 if Rohan's payslips had shown £27,000 with no savings to cover the gap.
The Home Office charges behind the figures
Health surcharge
Not payable
Exempt route
Verified 8 October 2026
Exchange rate used
132.33 INR/GBP
The Home Office quarterly rate used when you pay in rupees on gov.uk
Verified 8 October 2026
| Charge | GBP | INR |
|---|---|---|
| Fiance(e) or proposed civil partner entry clearance, Appendix FM application fee | £2,064 | ₹2,73,129 |
| UK Visa Desk all-in filing price, GST includedPaid to Pro Lifeset Overseas Pvt Ltd. Home Office fees are paid by you on gov.uk. | ₹29,999 | |
| Required Home Office charges plus our filing price | £2,064 | ₹3,03,128 |
Fees from the Home Office table effective 8 April 2026, verified 8 October 2026; converted at 132.33 INR per GBP (8 October 2026). Pass-through charges paid on gov.uk; card and bank margins extra. Optional lines are not in the total.
Related questions
Do I pay the health surcharge on a Fiancé visa?ShowHide
No. The 6-month fiancé stage is exempt. You pay the surcharge when you switch to the Partner visa in the UK after marrying, for the 30-month grant at that stage.
Can I work on the Fiancé visa?ShowHide
No. Work is not allowed until the Partner visa is granted after the wedding. Plan for 3 to 6 months of support from your spouse.
What do we do after the wedding?ShowHide
Apply in the UK for leave to remain as a partner before the 6-month visa expires. We do not handle in-UK applications from India; we refer you to a regulated UK adviser for that stage.
Tools
Spouse income checker
Salary, savings or a mix: which financial route clears the threshold.
English requirement lookup
The CEFR level for your route and the SELT centres near you.
Fee calculator in rupees
Every Home Office fee and the health surcharge, totalled in rupees at a dated rate.
Processing times tracker
Standard, priority and super priority times for Indian applicants, updated monthly.
Refusal reason decoder
Paste the paragraph from your refusal letter and read what it means.
Related routes
- Punjab licence: 849/DC/PTA/PLA/LC-3/2024valid to 22 July 2029
- CIN: U52291PB2024PTC060508Pro Lifeset Overseas Pvt Ltd
Pro Lifeset Overseas Pvt Ltd, licence 849/DC/PTA/PLA/LC-3/2024. Applicants outside the UK only; applicants in the UK are referred to a regulated adviser.