Worked example
Adult Dependent Relative visa: a worked example from Punjab with real numbers
Direct answer
Reviewed by UK Visa Desk counselling team, Visa counsellors, Pro Lifeset Overseas Pvt Ltd, Patiala. Licence 849/DC/PTA/PLA/LC-3/2024. Last verified .
In practice
Example: a Sangrur widow with advanced dementia joining her son in Hounslow
A file like the ones the desk prepares; the figures are from the datasets and dated.
The situation
Surinder Kaur, 76, is a fictional widow in Sangrur with dementia diagnosed by a Patiala neurologist in 2023 and a 3-year record of decline: she wanders at night, cannot cook, bathe or take her medicines unaided, and has been admitted to hospital twice after falls. Her only other child lives in Melbourne. A live-in carer was hired in 2024, but she became distressed with strangers, two agencies withdrew in writing, and a Ludhiana nursing home wrote that it cannot manage dementia wandering. Her son Baljit, a British citizen and NHS pharmacist in Hounslow, earns £52,000, owns a 4-bedroom house with a ground-floor room, and signs a 5-year maintenance undertaking. The application is built over 8 months before it is filed.
| Item | Figure |
|---|---|
| Visa fee | £3,635, about ₹4,81,020 |
| Immigration Health Surcharge | £0, because the grant is indefinite leave to enter |
| Sponsor's gross annual income | £52,000, about ₹68,81,160 |
| Medical record | 3 years, 4 specialist reports, 2 hospital discharge summaries |
| Care attempts documented | 2 agency withdrawal letters and 1 nursing home refusal |
| Live-in carer quotes obtained in Sangrur | ₹28,000 to ₹35,000 a month, affordable but unsuitable |
| Maintenance undertaking period | 5 years |
| Priority settlement service | £500, about ₹66,165, usually 30 working days; not chosen |
| Standard decision time | 12 weeks after biometrics, often the full period |
Outcome
The visa is granted as indefinite leave to enter. The medical evidence predates the application by years and shows a need for help with everyday tasks, and the file proves that paid care was tried and failed, so the care she needs is not available in India even though it is affordable. The same file would have been refused if the evidence were a single doctor's letter dated the month of application. It would also have failed if the argument had been that Baljit can afford a carer in Hounslow, because the rule asks whether care is available in India, not whether the family prefers the UK.
The Home Office charges behind the figures
Health surcharge
Not payable
Exempt route
Verified 8 October 2026
Exchange rate used
132.33 INR/GBP
The Home Office quarterly rate used when you pay in rupees on gov.uk
Verified 8 October 2026
| Charge | GBP | INR |
|---|---|---|
| Adult Dependent Relative entry clearance (Appendix Adult Dependent Relative) application fee | £3,635 | ₹4,81,020 |
| UK Visa Desk all-in filing price, GST includedPaid to Pro Lifeset Overseas Pvt Ltd. Home Office fees are paid by you on gov.uk. | ₹39,999 | |
| Required Home Office charges plus our filing price | £3,635 | ₹5,21,019 |
Fees from the Home Office table effective 8 April 2026, verified 8 October 2026; converted at 132.33 INR per GBP (8 October 2026). Pass-through charges paid on gov.uk; card and bank margins extra. Optional lines are not in the total.
Related questions
What are my realistic chances as a parent from India?ShowHide
Low. The Home Office refuses most applications because it finds paid care is available in India. Cases that succeed usually involve dementia, severe disability or conditions needing a family member rather than a paid carer, with years of medical records. We will tell you honestly before you pay £3,635.
Does my son or daughter's income help?ShowHide
Only for the maintenance test. For the care test it works against you: if they can afford a carer in India, the rule says care is affordable there. The question is whether suitable care exists at all, not whether they would rather you lived with them.
Can I apply from inside the UK after arriving as a visitor?ShowHide
No. The rules require an application from outside the UK. Applying in-country is refused, and overstaying to do so damages every future application.
Tools
Fee calculator in rupees
Every Home Office fee and the health surcharge, totalled in rupees at a dated rate.
Processing times tracker
Standard, priority and super priority times for Indian applicants, updated monthly.
Refusal reason decoder
Paste the paragraph from your refusal letter and read what it means.
Related routes
- Punjab licence: 849/DC/PTA/PLA/LC-3/2024valid to 22 July 2029
- CIN: U52291PB2024PTC060508Pro Lifeset Overseas Pvt Ltd
Pro Lifeset Overseas Pvt Ltd, licence 849/DC/PTA/PLA/LC-3/2024. Applicants outside the UK only; applicants in the UK are referred to a regulated adviser.