Worked example
Standard Visitor visa: a worked example from Punjab with real numbers
Direct answer
Reviewed by UK Visa Desk counselling team, Visa counsellors, Pro Lifeset Overseas Pvt Ltd, Patiala. Licence 849/DC/PTA/PLA/LC-3/2024. Last verified .
In practice
Example: a Ludhiana shop owner visiting his daughter in Leicester
A file like the ones the desk prepares; the figures are from the datasets and dated.
The situation
Harjit Singh, 58, is a fictional hosiery shop owner in Ludhiana with GST registration since 2017. His daughter, a nurse in Leicester with settled status, invites him and his wife for 5 weeks in December for her son's first birthday. His last ITR shows ₹11.4 lakh of business income, his savings account has held about ₹7.8 lakh for two years, and a ₹12 lakh fixed deposit matures in 2028. The shop premises and the family house are in his name, and his younger son runs the shop day to day. He has visited Dubai three times and returned each time within the visa period. His daughter sends a sponsor letter with her eVisa share code, 3 payslips, bank statements and her tenancy agreement, and his wife files her own application with the same evidence.
| Item | Figure |
|---|---|
| Visa fee, each applicant (two applications) | £135 each, about ₹17,865 each; £270 or ₹35,730 for both |
| Declared business income, last ITR | ₹11,40,000 |
| Average savings balance over 6 months | ₹7,80,000, with no credit above ₹60,000 |
| Fixed deposit held since 2023 | ₹12,00,000 |
| Trip cost for two, 5 weeks (flights ₹1,60,000, spending ₹1,50,000, insurance ₹18,000) | ₹3,28,000 |
| Trip cost as a share of liquid savings | About 17 percent of ₹19,80,000 |
| Sponsor's gross pay on 3 payslips | £2,900 a month, about ₹3,83,757 |
| Priority service chosen for both | £500 each, about ₹66,165 each; decision in 5 working days |
| VFS Chandigarh add-ons chosen (indicative) | Prime Time slot ₹2,500 and courier ₹700 per person, about ₹6,400 for both |
| Standard decision time if priority is not bought | 3 weeks after biometrics |
Outcome
Both visas are granted for 6 months. The balance fits the declared income, the trip takes a small share of savings, the shop and property give a reason to return, and the sponsor's status and means are proved. The same file would have been refused under V 4.2(e) if the ₹7.8 lakh had arrived as a single credit the week before applying. It would have failed V 4.3 if the daughter had sent only a letter, with no share code or payslips.
The Home Office charges behind the figures
Health surcharge
Not payable
Exempt route
Verified 8 October 2026
Exchange rate used
132.33 INR/GBP
The Home Office quarterly rate used when you pay in rupees on gov.uk
Verified 8 October 2026
| Charge | GBP | INR |
|---|---|---|
| Standard Visitor, up to 6 months application fee | £135 | ₹17,865 |
| UK Visa Desk all-in filing price, GST includedPaid to Pro Lifeset Overseas Pvt Ltd. Home Office fees are paid by you on gov.uk. | ₹4,999 | |
| Required Home Office charges plus our filing price | £135 | ₹22,864 |
Fees from the Home Office table effective 8 April 2026, verified 8 October 2026; converted at 132.33 INR per GBP (8 October 2026). Pass-through charges paid on gov.uk; card and bank margins extra. Optional lines are not in the total.
Related questions
How much is the UK visitor visa from India in 2026?ShowHide
£135 for the 6-month visa, which the Home Office charges in rupees at about ₹17,865. Add about £500 for priority or £1,000 for super priority if you want a faster decision, plus any VFS add-ons you choose. Our fee calculator converts the total at today's rate.
How much bank balance do I need for a UK tourist visa?ShowHide
There is no fixed figure. The officer compares the cost of your trip with your income and savings over 6 months. A balance built up gradually that covers the trip comfortably, with normal salary credits and spending, is far stronger than a large sum deposited last month.
Can my parents in Punjab get a 6-month visa to visit me in the UK?ShowHide
Yes. Parents usually apply with a sponsor letter from you, your payslips and bank statements, your eVisa share code and your tenancy. They still need their own ties: pension, land records, other children in India, and a history of returning from previous trips.
Tools
Fee calculator in rupees
Every Home Office fee and the health surcharge, totalled in rupees at a dated rate.
Visitor checklist
Bank statement, sponsor letter and ties evidence for a visitor file.
Refusal reason decoder
Paste the paragraph from your refusal letter and read what it means.
Processing times tracker
Standard, priority and super priority times for Indian applicants, updated monthly.
Related routes
- Punjab licence: 849/DC/PTA/PLA/LC-3/2024valid to 22 July 2029
- CIN: U52291PB2024PTC060508Pro Lifeset Overseas Pvt Ltd
Pro Lifeset Overseas Pvt Ltd, licence 849/DC/PTA/PLA/LC-3/2024. Applicants outside the UK only; applicants in the UK are referred to a regulated adviser.