Worked example
Child Student visa: a worked example from Punjab with real numbers
Direct answer
Reviewed by UK Visa Desk counselling team, Visa counsellors, Pro Lifeset Overseas Pvt Ltd, Patiala. Licence 849/DC/PTA/PLA/LC-3/2024. Last verified .
In practice
Example: a 14-year-old from Ludhiana starting Year 10 at a boarding school in Surrey in September 2027
A file like the ones the desk prepares; the figures are from the datasets and dated.
The situation
Arjun Singh Gill, 14, a fictional applicant from Ludhiana, passed the entrance test of an independent boarding school in Surrey for a two-year GCSE course starting in September 2027. The school holds a Student sponsor licence, boards him in term time, and has approved his father's brother in Slough as holiday guardian in writing. Annual fees including boarding on the CAS are £42,000, of which the parents paid a £5,000 registration deposit. Both parents run a hosiery unit and hold the money in a fixed deposit and a current account in their joint names. They apply in late June 2027 so the decision arrives before the school's arrival weekend.
| Item | Figure |
|---|---|
| Visa fee, Home Office table of 8 April 2026 | £558, about ₹73,840 at the Home Office rate of ₹132.33 per pound |
| Health surcharge at the under-18 rate: 2-year course plus the extra months the Home Office adds, charged as 2.5 years | £1,940, about ₹2,56,720 |
| Fees still owed for the first academic year per the CAS, including boarding | £37,000, about ₹48,96,210 |
| Fixed deposit in the parents' joint names, with a bank letter confirming early withdrawal | ₹50,00,000, about £37,784 |
| Parents' current account, lowest balance across the 28 days | ₹8,00,000, about £6,045 |
| Funds evidenced against the requirement | £43,829, a margin of £6,829 |
| Hold period and statement age | 28 consecutive days, statement no more than 31 days old on the application date |
| Tuberculosis certificate from an approved clinic | Required for a stay over 6 months, valid for 6 months from the test |
| Standard decision time from biometrics at VFS Chandigarh | 3 weeks; priority of 5 working days costs £500 extra |
Outcome
The visa was granted in 3 weeks and Arjun travelled with his mother, who entered on a Standard Visitor visa to settle him in. The file would have failed had the fixed deposit letter not confirmed that the money could be withdrawn before maturity, because locked funds do not count. It would also have failed had only the father signed the consent letter, since both parents appear on the birth certificate and the second signature was required. The school's written approval of the uncle as holiday guardian was the care evidence; without it the application fails the Appendix Child Student care requirement.
The Home Office charges behind the figures
Exchange rate used
132.33 INR/GBP
The Home Office quarterly rate used when you pay in rupees on gov.uk
Verified 8 October 2026
| Charge | GBP | INR |
|---|---|---|
| Child Student visa (age 4 to 17, independent school) application fee | £558 | ₹73,840 |
| Immigration Health Surcharge, 1 year at £776 a yearCharged for the full grant length up front; refunded only if the visa is refused. | £776 | ₹1,02,688 |
| UK Visa Desk all-in filing price, GST includedPaid to Pro Lifeset Overseas Pvt Ltd. Home Office fees are paid by you on gov.uk. | ₹24,999 | |
| Required Home Office charges plus our filing price | £1,334 | ₹2,01,527 |
Fees from the Home Office table effective 8 April 2026, verified 8 October 2026; converted at 132.33 INR per GBP (8 October 2026). Pass-through charges paid on gov.uk; card and bank margins extra. Optional lines are not in the total.
Related questions
Can I go with my child to the UK?ShowHide
Yes if your child is under 12 and you apply for the Parent of a Child Student visa. You cannot work, you must show separate living funds, and you leave when the child turns 12 or finishes the course. For a child of 12 or over, boarding or an approved carer is the usual route.
Does my child need IELTS?ShowHide
No. There is no English test for the Child Student visa. The school decides whether the child's English is good enough, often with its own entrance test.
How much money do we need to show?ShowHide
One academic year of school fees as on the CAS, plus boarding fees where the child boards. If the child lives with a parent on a Parent of a Child Student visa, the parent must show £1,560 a month for up to 9 months plus £625 a month for each additional child. Check gov.uk for the current figures before you file.
Tools
Fee calculator in rupees
Every Home Office fee and the health surcharge, totalled in rupees at a dated rate.
Document checklist generator
A checklist for your route and situation, sent on WhatsApp.
Processing times tracker
Standard, priority and super priority times for Indian applicants, updated monthly.
Related routes
- Punjab licence: 849/DC/PTA/PLA/LC-3/2024valid to 22 July 2029
- CIN: U52291PB2024PTC060508Pro Lifeset Overseas Pvt Ltd
Pro Lifeset Overseas Pvt Ltd, licence 849/DC/PTA/PLA/LC-3/2024. Applicants outside the UK only; applicants in the UK are referred to a regulated adviser.