# Standard Visitor visa: a worked example from Punjab with real numbers

One Standard Visitor visa file from Punjab worked through line by line: the applicant, the figures in pounds and rupees, and what the officer decided.

Source: https://ukvisadesk.com/visas/standard-visitor-visa/worked-example · Updated 2026-10-08 · Reviewed by UK Visa Desk counselling team, licence 849/DC/PTA/PLA/LC-3/2024 · UK Visa Desk, a brand of Pro Lifeset Overseas Private Limited, Patiala, India. WhatsApp +91 91155 80911, Mon to Sat, 9:00 AM to 7:00 PM IST.

## The file
Example: a Ludhiana shop owner visiting his daughter in Leicester

**The situation.** Harjit Singh, 58, is a fictional hosiery shop owner in Ludhiana with GST registration since 2017. His daughter, a nurse in Leicester with settled status, invites him and his wife for 5 weeks in December for her son's first birthday. His last ITR shows ₹11.4 lakh of business income, his savings account has held about ₹7.8 lakh for two years, and a ₹12 lakh fixed deposit matures in 2028. The shop premises and the family house are in his name, and his younger son runs the shop day to day. He has visited Dubai three times and returned each time within the visa period. His daughter sends a sponsor letter with her eVisa share code, 3 payslips, bank statements and her tenancy agreement, and his wife files her own application with the same evidence.

| Item | Figure |
|---|---|
| Visa fee, each applicant (two applications) | £135 each, about ₹17,865 each; £270 or ₹35,730 for both |
| Declared business income, last ITR | ₹11,40,000 |
| Average savings balance over 6 months | ₹7,80,000, with no credit above ₹60,000 |
| Fixed deposit held since 2023 | ₹12,00,000 |
| Trip cost for two, 5 weeks (flights ₹1,60,000, spending ₹1,50,000, insurance ₹18,000) | ₹3,28,000 |
| Trip cost as a share of liquid savings | About 17 percent of ₹19,80,000 |
| Sponsor's gross pay on 3 payslips | £2,900 a month, about ₹3,83,757 |
| Priority service chosen for both | £500 each, about ₹66,165 each; decision in 5 working days |
| VFS Chandigarh add-ons chosen (indicative) | Prime Time slot ₹2,500 and courier ₹700 per person, about ₹6,400 for both |
| Standard decision time if priority is not bought | 3 weeks after biometrics |

**Outcome.** Both visas are granted for 6 months. The balance fits the declared income, the trip takes a small share of savings, the shop and property give a reason to return, and the sponsor's status and means are proved. The same file would have been refused under V 4.2(e) if the ₹7.8 lakh had arrived as a single credit the week before applying. It would have failed V 4.3 if the daughter had sent only a letter, with no share code or payslips.

## The Home Office charges behind the figures
| Charge | GBP | INR |
|---|---|---|
| Standard Visitor, up to 6 months application fee | £135 | ₹17,865 |
| Each dependant: Each accompanying family member (own application, same fee) (optional) | £135 | ₹17,865 |
| Priority service (optional) (optional) | £500 | ₹66,165 |
| Super priority service (optional) (optional) | £1,000 | ₹1,32,330 |
| VFS user-pay centre appointment (optional) (optional) | £76.50 | ₹10,123 |
| UK Visa Desk all-in filing price, GST included |  | ₹4,999 |
| Required Home Office charges plus our filing price | £135 | ₹22,864 |

Fees effective 8 April 2026, verified 2026-10-08; converted at 132.33 INR per GBP (2026-10-08). Pass-through charges paid on gov.uk.

## FAQ
**How much is the UK visitor visa from India in 2026?**
£135 for the 6-month visa, which the Home Office charges in rupees at about ₹17,865. Add about £500 for priority or £1,000 for super priority if you want a faster decision, plus any VFS add-ons you choose. Our fee calculator converts the total at today's rate.

**How much bank balance do I need for a UK tourist visa?**
There is no fixed figure. The officer compares the cost of your trip with your income and savings over 6 months. A balance built up gradually that covers the trip comfortably, with normal salary credits and spending, is far stronger than a large sum deposited last month.

**Can my parents in Punjab get a 6-month visa to visit me in the UK?**
Yes. Parents usually apply with a sponsor letter from you, your payslips and bank statements, your eVisa share code and your tenancy. They still need their own ties: pension, land records, other children in India, and a history of returning from previous trips.

Full guide: https://ukvisadesk.com/visas/standard-visitor-visa.md

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UK Visa Desk is a brand of Pro Lifeset Overseas Private Limited, a visa consultancy licensed by the Government of Punjab, India. We are a private company, not affiliated with the UK Government, and we are not regulated by the UK Immigration Advice Authority. We serve applicants who are in India; applicants already in the UK are referred to a regulated UK adviser. We do not handle work visas. Information here is general, not legal advice, and no visa outcome is guaranteed.
We do not handle UK work visas. Applicants already in the UK are referred to a regulated adviser.