# Parent of a Child Student visa: a worked example from Punjab with real numbers

One Parent of a Child Student visa file from Punjab worked through line by line: the applicant, the figures in pounds and rupees, and what the officer decided.

Source: https://ukvisadesk.com/visas/parent-of-child-student-visa/worked-example · Updated 2026-10-08 · Reviewed by UK Visa Desk counselling team, licence 849/DC/PTA/PLA/LC-3/2024 · UK Visa Desk, a brand of Pro Lifeset Overseas Private Limited, Patiala, India. WhatsApp +91 91155 80911, Mon to Sat, 9:00 AM to 7:00 PM IST.

## The file
Example: a Ludhiana mother accompanying her 8-year-old to a prep school in Surrey

**The situation.** Ritu Malhotra, 38, is a fictional applicant from Ludhiana whose son Aarav, 8, has a place at an independent prep school in Surrey from January 2027 with a CAS issued. Her husband Vikram runs the family textile export business in Ludhiana and stays in India with their daughter, so Ritu applies as the one accompanying parent. The school fees for the year are paid in advance with a receipt, and a fixed deposit that matured in June 2026 was moved into Ritu's savings account, where it has sat untouched since. The family house is jointly owned, and Vikram's notarised consent and his ITR are in the file. Both applications are filed on the same day with the priority service, 10 weeks before term.

| Item | Figure |
|---|---|
| Parent visa fee | £726, about ₹96,074 |
| Parent's Immigration Health Surcharge, 12-month grant | £1,035, about ₹1,36,962 |
| Parent's total to the Home Office | £1,761, about ₹2,33,033 |
| Child Student visa fee plus child-rate surcharge | £558 plus £776 a year, about ₹73,840 plus ₹1,02,688 a year |
| School fees paid in advance with receipt | £22,500, about ₹29,77,425 |
| Funds held in Ritu's account for 28 consecutive days | ₹48,00,000, about £36,273, with no day below that figure |
| Age of the bank statement at submission | 12 days, against a limit of 31 |
| Household income on Vikram's ITR | ₹32,00,000 |
| Priority service for both applications | £500 each, about ₹66,165 each; decision in 5 working days |
| Standard decision time without priority | 3 weeks after biometrics |

**Outcome.** Both visas are granted, the parent's for 12 months. The funds were held for the full 28 days in the applicant's own account, their source is the fixed deposit maturity letter, the home and the husband's business in Ludhiana show a main home outside the UK, and only one parent applied. The same file would have been refused if the statement had been 35 days old, if the balance had dipped on day 19 when a supplier was paid from the same account, or if both parents had applied for the visa.

## The Home Office charges behind the figures
| Charge | GBP | INR |
|---|---|---|
| Parent of a Child Student visa (up to 12 months) application fee | £726 | ₹96,072 |
| Immigration Health Surcharge, 1 year at £1,035 a year | £1,035 | ₹1,36,962 |
| Priority service (optional) (optional) | £500 | ₹66,165 |
| Super priority service (optional) (optional) | £1,000 | ₹1,32,330 |
| VFS user-pay centre appointment (optional) (optional) | £76.50 | ₹10,123 |
| UK Visa Desk all-in filing price, GST included |  | ₹14,999 |
| Required Home Office charges plus our filing price | £1,761 | ₹2,48,032 |

Fees effective 8 April 2026, verified 2026-10-08; converted at 132.33 INR per GBP (2026-10-08). Pass-through charges paid on gov.uk.

## FAQ
**Can both parents come with the child?**
No. Only one parent can hold this visa. The other parent may visit on a Standard Visitor visa for up to 6 months at a time.

**Can I work while in the UK?**
No paid or unpaid work, no business and no study. You must fund the stay from savings or income from India.

**How much money do I need?**
Living costs for you and the child for each month of the visa, up to the Home Office monthly figure, on top of any unpaid school fees. The figure changes on 30 November 2026; our student maintenance calculator applies the right one by application date.

Full guide: https://ukvisadesk.com/visas/parent-of-child-student-visa.md

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UK Visa Desk is a brand of Pro Lifeset Overseas Private Limited, a visa consultancy licensed by the Government of Punjab, India. We are a private company, not affiliated with the UK Government, and we are not regulated by the UK Immigration Advice Authority. We serve applicants who are in India; applicants already in the UK are referred to a regulated UK adviser. We do not handle work visas. Information here is general, not legal advice, and no visa outcome is guaranteed.
We do not handle UK work visas. Applicants already in the UK are referred to a regulated adviser.
